Platform
One chain, from request to annual accounts.
Start with procurement. Add sales, steering and people with the same roles, approvals and records, on top of the accounting you already have.
The problem
Every separate system records the same thing again.
The same data, typed in four times
The request sits in an email, the order in a spreadsheet, the invoice in the inbox and the entry in the accounting package. Every hand-off is a chance for an error.
Checks afterwards instead of beforehand
A duplicate or overcharged invoice only stands out once it has been paid, because nobody sees the order, the receipt and the invoice side by side.
Figures you first have to reconstruct
For a forecast, a budget review or the financial statements, you first gather what was recorded somewhere long ago.
Four work areas, one chain
Start with procurement. Connect other processes later with the same records.
- Start here
Buy & pay
Start with procurement: from request and approval to receipt, invoice and payment — with a complete trail.
About procurement → - Then
Sell & collect
Connect quotes, invoices and receivables — through to payment and posting in the same accounting package.
About receivables → - Then
Steer & report
Cockpit, forecasts, planning & control and the annual accounts from the same chain as the decisions behind them, with an own ledger as an optional control layer.
About steering & reporting → - Then
People & assets
HR, payroll, assets and fleet with the same approvals.
About people & assets →
Examples · fictitious data
Foundation
On top of the accounting you already have.
What the work areas rest on: the bridge to your package and the full module overview.
Accounting bridge
Approved purchase and sales invoices to Moneybird, Exact, AFAS, Twinfield and five other packages, with a preview posting before anything is booked. Each package shows how far along its integration is.
QuickBooks Online · Xero · NetSuite · Sage Intacct · SAP S/4HANA · Moneybird · Exact Online · AFAS · Twinfield · Visma Cash
About the accounting bridge →Financial statements
Draft financial statements from your own ledger, with a notes checklist and adoption with four eyes.
About the financial statements →All modules
Bank & treasury, HR & payroll, projects, assets, ESG, AI agents and more: fourteen modules in four groups, plus the finance depth for controllers and accountants.
See all modules →- Accounting bridge (default) — connected to your existing package
- Own ledger (opt-in) — an extra layer for control and reporting
Industry solutions
Expand with processes that fit your sector.
Questions about setup and security
What about security and control?
An immutable audit trail, four-eyes approval wherever you set it, and hosting in the EU (Frankfurt). You can always see who did what, and when.
Does the AI make decisions without me?
No. The AI helps — for example by drafting a purchase request or invoice proposal — but people decide. Approvals and postings require human sign-off, with four-eyes wherever you set it. How we govern AI is explained openly on our AI and Trust Center pages.
How does Fiatto help prevent fraud and errors?
With layered controls: a delegation-of-authority matrix sets who may approve up to which amount, four-eyes approval wherever you configure it, and segregation-of-duties analysis (SoD) exposes risky permission combinations. Detectors catch duplicate invoices and requests and raise the alarm when a bank account number was changed right before a payment. Counterparties are continuously screened against sanctions lists, and everything is recorded in an immutable audit trail.
Can I add modules later?
Yes. Start with procurement and add other processes within the same structure for roles, approvals and records. You choose what to activate; your plan determines what is included and which extensions are priced separately. If you switch something off, your data stays.
Where would your chain start?
In 30 minutes we look at where Fiatto adds the most for you.
Or first compare your numbers with your industry, free — no account needed