Procurement & finance software · for organizations with five or more employees, and their accounting firms
Every expense is approved first and only then ordered, invoices match to PO and receipt on their own, and payments reconcile with the bank. So you always see what goes out and what comes in, and no more hours go into retyping, chasing and searching. From purchasing and sales to projects and FP&A. Fiatto delivers the entries to the accounting system you already run, so you don't have to switch.
Or try it yourself: 14 days free, no credit card
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Approvals
2 of 2 ✓
Commitment
Recorded
Connects to: Moneybird · Exact Online · AFAS · Twinfield · Visma Cash · QuickBooks Online · Xero · NetSuite · Sage Intacct · SAP S/4HANA
One purchase, end to end
The same laptop purchase as above, step by step: budget checked before approval, the invoice matched to PO and receipt, and only then a posting in the accounting system you already run.
01 · Request
Laptops (12 pcs)
$14,988 · IT
02 · Approval
2 of 2 approved
Within budget
03 · Purchase order
PO-2026-0007
Sent
04 · Receipt
12 of 12
Received and signed off
05 · Invoice
Three-way match ✓
1 duplicate invoice caught
06 · Accounting
QuickBooks Online
Preview posting ready
Example · fictitious data
Discover the procurement chainThe invoice for the twelve laptops above. Pick an invoice, let Fiatto check it and decide for yourself.
See the whole chain in the demoExample · fictitious data
Your first step
Bring requests, approvals, orders and invoices together, so budgets become visible earlier and every decision stays traceable.
Does your accounting package already have an approval step? Fiatto starts earlier: the budget is checked before approval, and the commitment is recorded the moment it's approved, before the invoice. And it goes further: the invoice 3-way matches to PO and receipt, and authority limits and segregation of duties apply across the whole chain.
Compare invoice approval with the purchasing chainYou set cost centers, budgets and approval thresholds; from Pro you connect your package (QuickBooks, Xero and NetSuite with a single login) and Fiatto pulls your chart of accounts and tax codes from it. The setup guide walks the steps with you and checks off what's done, designed to be ready in one business day.
Submit one real request and follow it through to the posting. After that, everyone knows how it works.
Your team requests, approvers decide with budget and policy in view, and invoices match automatically and go to your books with a preview posting. Finance only reviews the exceptions.
What would this find for you? Run a free scan on your own records
Add other processes later with the same roles, approvals and records. Fiatto grows with your organization, at a pace that fits.
Discover how Fiatto grows with youBuy & pay
Approved before the commitment. Checked before the payment.
Example · fictitious data
Purchase-to-pay: approval before the commitment, 3-way match to PO and receipt, and an invoice inbox that catches duplicate invoices.
Request → approval → order → receipt → invoice → payment
Discover the procurement chainReceivables in the same chain: quote, sales invoice and dunning that runs by itself, with open items and DSO live.
Quote → order → invoice → receivables → payment
Discover sales & receivablesCFO cockpit, planning & control and financial statements: steer on figures that reconcile and click through from the cockpit, per item, to the posting and the decision behind it.
Accounting → cash → projects → reporting → audit
Discover steering & reportingWhat keeps your organization running, on the same trail: HR & payroll, buildings and fleet, damage reports and inventory, with the same roles, approvals and record-keeping as your procurement.
HR & payroll · buildings & fleet · claims chain · inventory & production
Explore people & assetsExpand with processes that fit your sector.
Pages for a deeper look: projects, the financial statements and the link to your accounting software.
Useful without Fiatto, and no account needed.
Finance gets the backup up front instead of afterwards; requesters and budget owners have one place to request and approve.
An approval process only works if everyone uses it. That's why a request takes a few minutes and an approval one click.
For accounting firms
Your accountant or bookkeeping firm works in the same environment you do, with its own roles and exactly the control information it needs. Firms manage all their clients from one work queue.
Firm workqueue
Pricing model
Start with procurement and add other processes later. You pay per entity; your plan determines what is included. Cancel monthly on monthly billing, with a no-surprises guarantee in the terms: price increases capped at CPI + 5 percentage points per year, never a forced upgrade, and your data always exportable.
Accounting integrations from Pro · SAP on Enterprise · own ledger optional
Card prices on yearly billing; on monthly billing $119, $299 and $599 · Enterprise from $1,250 per month on an annual contract, implementation separate
Support is included in every plan: if the service is unusable, we respond within four business hours; all response times are in the SLA. Enterprise adds a dedicated contact. SLA →
Core, Pro and Complete you set up yourself with the setup guide, with no implementation fees. Enterprise gets a guided implementation, quoted separately.
The questions we hear most often before a team gets started.
No, you don't have to replace it. Fiatto sits on top of your existing books and your existing processes: approved AP and AR go to QuickBooks, Xero, NetSuite, Sage Intacct or SAP, with a preview posting before anything is posted. Your package remains the source of truth; switching later is possible, never required.
Yes. The secure data scan runs in a separate environment on an export of your data. Nothing is posted and your existing books stay untouched. You see what Fiatto finds first; only then do you decide whether to continue.
Designed to be ready within one business day. You set cost centers, budgets and approval thresholds; from Pro, Fiatto pulls the chart of accounts and tax codes from your package. Then you walk the chain once from request to posting; every transaction after that follows the same trail. Modules you turn on later, with no re-setup; only Enterprise gets a guided implementation, quoted separately.
Every posting to your package shows up first as a preview posting, and a posting your package rejects stays visible as an error instead of silently disappearing. The service runs under a public SLA: we aim for 99.5% availability, respond to a critical outage within four business hours and back up daily. Your data is always exportable.
Yes. Your own accountant or firm can review or collaborate from a partner environment, and your external auditor can get a read-only audit workspace on request — with no way to change anything in the books.
Yes. European entities work out of the box — including Dutch and Belgian charts of accounts and VAT — with group consolidation, intercompany invoicing and netting across entities, and multi-GAAP books in parallel.
Yes. On monthly billing you cancel monthly, with no long-term contract; on yearly billing you save two months and it runs per year. You start with 14 days free, everything included, no credit card. After that you pick a plan.
An immutable audit trail, dual approval wherever you set it, and EU hosting (Frankfurt). We're working toward ISO 27001 first; SOC 2 is planned for later, with no report issued yet. A security overview and DPA are available on request. You can always see who did what, and when.
No. The AI helps — for example by drafting a purchase request or invoice proposal — but people decide. Approvals and postings require human sign-off, with dual approval wherever you set it. How we govern AI is explained openly on our AI and Trust Center pages.
With layered controls: a delegation-of-authority matrix sets who can approve up to which amount, dual approval wherever you configure it, and segregation-of-duties analysis flags risky permission combinations. Detectors catch duplicate invoices and requests and raise the alarm when a vendor's bank account changed right before a payment. Counterparties are continuously screened against sanctions lists, and everything is recorded in an immutable audit trail.
Yes. Start with procurement and add other processes within the same structure for roles, approvals and records. You choose what to activate; your plan determines what is included and which extensions are priced separately. If you switch something off, your data stays.
Can't find your question? We respond within one business day. Request a call
Your data is yours: stored in the EU (Frankfurt), processed under GDPR-grade rules and exportable at any time. Who else can access it is listed in a public sub-processor register with a change log. AI proposes, people decide: which AI features exist and what a human confirms is in the public AI register, and our AI providers don't use your data to train models.
Create a free account and upload an export of your AP and sales. In a separate environment, Fiatto looks for what you overpaid and can still recover; your books notice nothing. You see what we find first, then you decide.
Free account · 14 days to try every module · no credit card. Three users, requester, approver and finance, enough to walk the chain once for real.
What the scan checks
Read-only · nothing is posted
What to bring: an export of your AP and AR invoices (CSV or UBL) and your vendor and customer lists (CSV, Excel or PDF). If SAP is connected, Fiatto fetches the purchase invoices itself; that part of the export isn't needed.
Discuss in a no-obligation call how Fiatto fits your process and accounting package. We'll tell you honestly whether it fits.
No obligation · reply within one business day
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